Where Does Money Come From? reveals how, contrary to public perception, the bulk of today's money supply is created and allocated by commercial banks in their role as providers of credit. The authors argue that this system is inherently unstable, with little effective regulation of how much credit is provided or whether it is used for productive or speculative purposes. Based on detailed research and consultation with experts, including from the Bank of England, Where Does Money Come From? reviews theoretical and historical debates on the nature of money and banking and explains the role of the central bank, the Government and the European Union. This Second edition includes new sections on Libor and quantitative easing in the UK and the sovereign debt crisis in Europe. Praise for Where Does Money Come From? “Refreshing and clear. The way monetary economics and banking is taught in many – maybe most - universities is very misleading and what this book does is help people explain how the mechanics of the system work”. David Miles, Monetary Policy Committee, Bank of England “It is amazing that more than a century after Hartley Withers’s The Meaning of Money and 80 years after Keynes’s Treatise on Money, the fundamentals of how banks create money still need to be explained. Yet there plainly is such a need, and this book meets that need, with clear exposition and expert marshalling of the relevant facts. Warmly recommended to the simply curious, the socially concerned, students and those who believe themselves experts, alike. Everyone can learn from it“. Victoria Chick, Emeritus Professor of Economics, University College London. I used Where Does Money Come From? as the core text on my second year undergraduate module in Money and Banking. The students loved it. Not only does it present a clear alternative to the standard textbook view of money, but argues it clearly and simply with detailed attention to the actual behaviour and functioning of the banking system. Highly recommended for teaching the subject. Dr Andy Denis, Director of Undergraduate Studies, Economics Department, City University, London
The Southwyck Mall was the shopping hub in the South Toledo area during the 1980’s and 90’s. Kids visited Hobby Center Toys and Old Towne, families ate at Big Boy, Forum Cafe, Hot Sam’s, and Orange Julius. Many others pumped quarters into games at Red Baron Arcades, browsed music at Camelot or went to Lion Store, Lamson’s and Montgomery Ward. Gathering almost 400 vintage images, the original floor map and the history of every store through the 1980’s, author Chris Bores delivers another trip down memory lane with long lost histories of each business unearthed from the early days of Toledo’s historic Southwyck Mall.
Pasado, presente y futuro del dinero: de las piedras al Bitcoin. Una exploración completa y autorizada de Bitcoin y su lugar en la historia monetaria. Cuando en 2008 un programador informático desconocido anunció que había creado un nuevo sistema de dinero electrónico con tecnología peer-to-peer (P2P), pocos prestaron atención. En la actualidad, el Bitcoin es ya una alternativa descentralizada a los bancos centrales y al dinero físico. El patrón Bitcoin analiza el contexto histórico del surgimiento de esta nueva moneda, las propiedades económicas que la han permitido crecer rápidamente y sus implicaciones económicas, políticas y sociales. El profesor y economista Saifedean Ammous explica, con afán pedagógico, la historia del dinero y expone por qué el futuro pertenece al Bitcoin, que, gracias a la tecnología blockchain, ofrece un servicio de pago confiable, seguro y llamado a plantar cara al monopolio de los bancos centrales. Desde las piedras preciosas hasta las monedas de curso corriente, pasando por el patrón oro y las burbujas de expansión crediticia, la historia del dinero es la de crisis y rupturas que buscan ser superadas. Este libro argumenta por qué el Bitcoin puede llegar a ser la solución a este problema histórico. ENGLISH DESCRIPTION Past, present and future of money: from stones to Bitcoin. A comprehensive and authoritative exploration of Bitcoin and its place in monetary history. When a pseudonymous programmer introduced “a new electronic cash system that’s fully peer-to-peer, with no trusted third party” to a small online mailing list in 2008, very few people paid attention. Ten yearsT later, and against all odds, this upstart autonomous decentralized software offers an unstoppable and globally accessible hard money alternative to modern central banks. The Bitcoin Standard analyzes the historical context to the rise of Bitcoin, the economic properties that have allowed it to grow quickly, and its likely economic, political, and social implications. he book moves on to explain the operation of Bitcoin in a functional and intuitive way. Bitcoin is a decentralized, distributed piece of software that converts electricity and processing power into indisputably accurate records, thus allowing its users to utilize the Internet to perform the traditional functions of money without having to rely on, or trust, any authorities or infrastructure in the physical world. Bitcoin is thus best understood as the first successfully implemented form of digital cash and digital hard money. With an automated and perfectly predictable monetary policy, and the ability to perform final settlement of large sums across the world in a matter of minutes, Bitcoin’s real competitive edge might just be as a store of value and network for the final settlement of large payments―a digital form of gold with a built-in settlement infrastructure. Ammous’ firm grasp of the technological possibilities as well as the historical realities of monetary evolution provides for a fascinating exploration of the ramifications of voluntary free market money. As it challenges the most sacred of government monopolies, Bitcoin shifts the pendulum of sovereignty away from governments in favor of individuals, offering us the tantalizing possibility of a world where money is fully extricated from politics and unrestrained by borders. The final chapter of the book explores some of the most common questions surrounding Bitcoin: Is Bitcoin mining a waste of energy? Is Bitcoin for criminals? Who controls Bitcoin, and can they change it if they please? How can Bitcoin be killed? And what to make of all the thousands of Bitcoin knockoffs, and the many supposed applications of Bitcoin’s ‘block chain technology’? The Bitcoin Standard is the essential resource for a clear understanding of the rise of the Internet’s decentralized, apolitical, free-market alternative to national central banks.
Are girls more vulnerable to pornography than boys? Many experts say yes—yet girls are often left unprotected by the myth that they aren’t curious about porn or affected by it. So how do you protect girls from pornography in today’s digital world? Start with conversations that build confidence, connection, and practical protection. Good Pictures Bad Pictures Guide for Girls is a beautifully illustrated read-aloud book to help girls ages 7–12 stay safe, smart, and confident in a dangerous digital environment. This groundbreaking resource helps parents, grandparents, counselors, educators, and caregivers address sensitive subjects without shame or fear—and turns difficult discussions into meaningful, trust-building conversations. The Guide for Girls models the kind of warm parent-daughter dialog that helps girls feel safe, informed, and empowered without feeling awkward. The “Let’s Talk” prompts encourage further proactive conversations in real time. Inside, girls learn: * What pornography is, with a simple definition that includes all forms of media * Why pornography is harmful, including objectification, violence, and the brain science of addiction * How the thinking brain, feeling brain, and dopamine interact in the development of porn addiction * How to respect and protect their bodies, including never sharing pictures of private body parts * How to make good choices rooted in healthy media values * How to use a simple CAN DO Plan to respond safely to harmful messages and material Backed by research and tested by real families, this trusted tool helps girls reject toxic messages, resist harmful cultural scripts, and build lifelong self-respect. Give girls the digital skills they need to protect their minds, honor their intrinsic worth, and grow up strong in a challenging digital world.
- 1. Alta calidad: hecho de excelente tecnología y materiales de polipropileno, duradero y fuerte. - 2. Características del diseño: diseño ergonómico, mantiene tu mano en una posición de escritura más natural y cómoda. - 3. Fácil de reemplazar: puede reemplazar tus patas de teclado dañadas, defectuosas, no funcionan. - 4. Aplicación: apto para teclado Logitech K200 K245 K270 K275 . - 5. Paquete: 4 patas blancas para teclado.
Tamaño: K200 K260 K270 K275-Blanco
- 【Cable Microfono XLR】Nuestro cable de micrófono XLR está diseñado por expertos para su uso con micrófonos profesionales y equipos de grabación. Con conectores XLR de 3 pines de alta calidad, garantiza una calidad de sonido excepcional, lo que lo hace ideal para entornos de estudio y grabación en directo. - 【Amplia Compatibilidad】 Construido con conector XLR macho a hembra de alta calidad, nuestro cable XLR macho a hembra es compatible con equipos con conectores XLR de 3 pines como micrófonos, armonizadores de estudio, mesas de mezclas, bahías de conexión, preamplificadores, sistemas de altavoces, iluminación de escenario, etcétera. Ampliamente utilizado en sonido de escenario, KTV, refuerzo de sonido profesional, cine en casa y otros entornos. - 【Calidad de Sonido HI-FI】 Estos cables XLR utilizan conductores de cobre libres de oxígeno de 24AWG, trenza de cobre y doble blindaje (blindaje de lámina y blindaje trenzado de cobre), maximizando la resistencia a las interferencias externas, proporcionando la máxima conductividad y claridad de la señal. - 【Trenzado de Nailon Flexible】 El cable de micrófono construido con una carcasa trenzada de nailon mejora la flexibilidad y la durabilidad. Pruebe la flexión hasta 10,000+ veces sin reducir la flexibilidad del cable del micrófono y garantice su rendimiento óptimo. El cable de micrófono con material trenzado que no se enreda es resistente al desgaste y dura más. - 【Claridad de Sonido Mejorada】Construido con conductores de cobre libre de oxígeno (OFC), nuestro cable de micrófono ofrece un sonido prístino. El diseño equilibrado, combinado con una cubierta de PVC suave, garantiza una interferencia mínima y la máxima fidelidad de audio
- [Pure & Natural] The USB cardioid mic captures the clear and crisp sound in front of the mic capsule and reduces unwanted background noise. Using this directional condenser mic in a quiet environment will bring you the ideal recording effect and has an accurate reproduction of your voice. - [All Metal Construction] Made out of solid, quality materials, the microphone for computer recording is built to last. It also finished in a very nice matte blue coating which gives a real premium look and feel to the K669L. The 6ft permanently attached USB cable is long enough to connect the usb audio mic to your pc. - [Easy to Setup] To attach the tripod, it's just connecting and twisting. The laptop mic for recording lets you adjust and pivot the mic in relation to the sound source, which optimizes your sound quality. Good for starting out a podcast, vlogging recording vocals singing or instrument. - [Plug & Play] No need any sound card or driver using this external mic. Compatible with PS4, Mac or Windows. Just plug it in, select it as the input mic of your application, that’s it. You can adjust the mic gain on the front to get good clarify of your voice. Improves audio recording on YouTube or recording software Audacity. (Incompatible with Xbox. ) - [You Will Get] The package comes with a desktop microphone with 6ft usb cable, pivot mount, tripod stand and user’s manual. This microphone for youtuber doesn’t need the 48v phantom power, but if your laptop only has USB C port, you will need a genuine lightning adapter for connection.
Color: Blue
- IN THE BOX: 15-foot XLR male to female microphone cable (2-pack) for XLR-compatible PA systems, speakers, and other sound equipment - CLEAR TRANSMISSION: All-copper conductors with inner copper spiral shielding to reduce noise interference - DURABLE DESIGN: Zinc alloy 3-pin connectors with nickeling; protective metal housing and flexible 6.0mm PVC jacket - USES: Designed for studio recording and live sound
Size: 15 Feet Style: 2-Pack
"Backgammon – From basics to badass" is the cutting edge, modern backgammon book, which teaches you all the basic concepts and principles in the game. It beats the older backgammon theory books by a mile. It starts out softly, but don't let this fool you! The book is full of insights from a true expert. The philosophy is a thorough and well structured learning, which leaves you no gaps in your game comprehension, as well asbringing new theory to the backgammon literature, for instance ”the value-equation” and probability tables on jumping primes. It is very easy to read even for beginners. The purpose of the book is to connect the basic theory with the advanced theory. All earlier backgammon books tends to focus on just one of these categories. Since publication in Denmark early 2013, this book is now owned by roughly half of the members of the Danish Backgammon Federation, the worlds largest backgammon federation. When writing this book, Marc was ranked frst in the Danish rating system. In 2014 Marc won his frst ”Grand Slam”, the prestigious international tournament: Nordic Open in Copenhagen. Reviews: "It's my humble opinion, that this is a must-read for everyone who wants to take his game to another level. The book is highly informative, easy to read and packed with educational positions. I've been privileged to know Marc for many years, and he is currently the best backgammon tutor in the world. Don't waste this formidable chance, buy this book right away!"- Sander Lylloff, the best backgammon player in the world. "Tremendous all-round book which suits backgammon players of all levels. It presents the concepts in a sharp but still educational way. The book has numerous new approaches to the facets of the game, that can be very complex. It appeals to new, as well as more experienced players. I'm positive that everybody can obtain new knowledge and inspiration. Read it!"- Karsten Bredahl, Super Grand Master and double winner of Nordic Open. "Marc has truly succeeded in writing a book, which starts from the bottom and ends on a very high level, without the usual gaps you can encounter. It is a solid book that everybody can beneft from, regardless of experience. The examples and explanations are top notch."- Peter Hallberg, backgammon world champion 2004.
Se prometió que Bitcoin, BTC, sería una tecnología liberadora, una alternativa de libre mercado al dinero controlado por el estado. Pero esa promesa se rompió cuando un pequeño grupo de individuos con información privilegiada se hiciera cargo del proyecto y cambiara fundamentalmente su diseño. La verdadera historia de BTC y su diseño original la conocen muy pocas personas debido a años de fuerte censura, ingeniería de redes sociales y estrictos controles de información. La realidad es que BTC ha sido secuestrado y cambiado para peor. Esa es la conclusión innegable de El secuestro de Bitcoin, un libro repleto de historia y verdades incómodas, que descarga una andanada desmitificadora contra las narrativas más populares que rodean a BTC. Roger Ver es el primer inversor del mundo en empresas emergentes de BTC y ha sido un nombre destacado en la industria de las criptomonedas desde su inicio. Sin embargo, como confiesa en la introducción, este libro no es una historia de amor. Es la exposición devastadora de la corrupción, la propaganda y la centralización del poder en BTC.
A Business Week, New York Times Business, and USA Today Bestseller "Ambitious and readable . . . an engaging introduction to the oddsmakers, whom Bernstein regards as true humanists helping to release mankind from the choke holds of superstition and fatalism." ―The New York Times "An extraordinarily entertaining and informative book." ―The Wall Street Journal "A lively panoramic book . . . Against the Gods sets up an ambitious premise and then delivers on it." ―Business Week "Deserves to be, and surely will be, widely read." ―The Economist "[A] challenging book, one that may change forever the way people think about the world." ―Worth "No one else could have written a book of such central importance with so much charm and excitement." ―Robert Heilbroner author, The Worldly Philosophers "With his wonderful knowledge of the history and current manifestations of risk, Peter Bernstein brings us Against the Gods. Nothing like it will come out of the financial world this year or ever. I speak carefully: no one should miss it." ―John Kenneth Galbraith Professor of Economics Emeritus, Harvard University In this unique exploration of the role of risk in our society, Peter Bernstein argues that the notion of bringing risk under control is one of the central ideas that distinguishes modern times from the distant past. Against the Gods chronicles the remarkable intellectual adventure that liberated humanity from oracles and soothsayers by means of the powerful tools of risk management that are available to us today. "An extremely readable history of risk." ―Barron's "Fascinating . . . this challenging volume will help you understand the uncertainties that every investor must face." ―Money "A singular achievement." ―Times Literary Supplement "There's a growing market for savants who can render the recondite intelligibly-witness Stephen Jay Gould (natural history), Oliver Sacks (disease), Richard Dawkins (heredity), James Gleick (physics), Paul Krugman (economics)-and Bernstein would mingle well in their company." ―The Australian