In this exciting new graphic novel, economist Bryan Caplan examines how changes to housing regulation can lead us to a vastly better world. Why are housing prices in America so unbelievably high, especially in the country's most desirable locations? The superficial answer is “supply and demand,” but the deep answer―the reason supply is so low―is a regulatory system that treats developers like criminals. In Build, Baby, Build: The Science and Ethics of Housing Regulation, economist Bryan Caplan makes the economic and philosophical case for radical deregulation of this massive market―freeing property owners to build as tall and dense as they wish. Not only would the average price of housing be cut in half, but the building boom unleashed by deregulation would simultaneously reduce inequality, increase social mobility, promote economic growth, reduce homelessness, increase birth rates, help the environment, cut crime, and more. Combining stunning homage to classic animation with careful interdisciplinary research, Build, Baby, Build takes readers on a grand tour of a bona fide “panacea policy.” We can start realizing these missed opportunities as soon as we abandon the widespread misconception that housing regulation solves more problems than it causes.
Where Does Money Come From? reveals how, contrary to public perception, the bulk of today's money supply is created and allocated by commercial banks in their role as providers of credit. The authors argue that this system is inherently unstable, with little effective regulation of how much credit is provided or whether it is used for productive or speculative purposes. Based on detailed research and consultation with experts, including from the Bank of England, Where Does Money Come From? reviews theoretical and historical debates on the nature of money and banking and explains the role of the central bank, the Government and the European Union. This Second edition includes new sections on Libor and quantitative easing in the UK and the sovereign debt crisis in Europe. Praise for Where Does Money Come From? “Refreshing and clear. The way monetary economics and banking is taught in many – maybe most - universities is very misleading and what this book does is help people explain how the mechanics of the system work”. David Miles, Monetary Policy Committee, Bank of England “It is amazing that more than a century after Hartley Withers’s The Meaning of Money and 80 years after Keynes’s Treatise on Money, the fundamentals of how banks create money still need to be explained. Yet there plainly is such a need, and this book meets that need, with clear exposition and expert marshalling of the relevant facts. Warmly recommended to the simply curious, the socially concerned, students and those who believe themselves experts, alike. Everyone can learn from it“. Victoria Chick, Emeritus Professor of Economics, University College London. I used Where Does Money Come From? as the core text on my second year undergraduate module in Money and Banking. The students loved it. Not only does it present a clear alternative to the standard textbook view of money, but argues it clearly and simply with detailed attention to the actual behaviour and functioning of the banking system. Highly recommended for teaching the subject. Dr Andy Denis, Director of Undergraduate Studies, Economics Department, City University, London
Since the inception of Bitcoin in 2008, thousands of cryptocurrencies or decentralised blockchains have been launched. Most ventures into the cryptocurrency sphere have not gone according to plan as their founders would have hoped. Nevertheless, there are currently hundreds of crypto related projects which are succeeding. This book covers the history of Peercoin, a decentralised, globally accessible and secure ecosystem for transferring value across the world. Since August 2012, a growing committed and visionary team of developers has been driving the project forward.
The Mises Institute is pleased to present this very beautiful hardbound edition of Rothbard's most famous monetary essay--the one that has influenced two generations of economists, investors, and business professionals. The Mises Institute has united this book with its natural complement: a detailed reform proposal for a 100 percent gold dollar. The Case for a 100 Percent Gold Dollar was written a decade before the last vestiges of the gold standard were abolished. His unique plan for making the dollar sound again still holds up. Some people have said: Rothbard tells us what is wrong with money but not what to do about it. Well, by adding this essay, the problem and the answer are united in a comprehensive whole. After presenting the basics of money and banking theory, he traces the decline of the dollar from the 18th century to the present, and provides lucid critiques of central banking, New Deal monetary policy, Nixonian fiat money, and fixed exchange rates. He also provides a blueprint for a return to a 100 percent reserve gold standard. The book made huge theoretical advances. He was the first to prove that the government, and only the government, can destroy money on a mass scale, and he showed exactly how they go about this dirty deed. But just as importantly, it is beautifully written. He tells a thrilling story because he loves the subject so much. The passion that Murray feels for the topic comes through in the prose and transfers to the reader. Readers become excited about the subject, and tell others. Students tell professors. Some, like the great Ron Paul of Texas, have even run for political office after having read it. Rothbard shows precisely how banks create money out of thin air and how the central bank, backed by government power, allows them to get away with it. He shows how exchange rates and interest rates would work in a true free market. When it comes to describing the end of the gold standard, he is not content to describe the big trends. He names names and ferrets out all the interest groups involved. Since Rothbard's death, scholars have worked to assess his legacy, and many of them agree that this little book is one of his most important. Though it has sometimes been inauspiciously packaged and is surprisingly short, its argument took huge strides toward explaining that it is impossible to understand public affairs in our time without understanding money and its destruction.
THE COMPLETE ETHIOPIAN BIBLE – THE MOST AUTHENTIC EDITION OF 2025 ALL 969 BOOKS IN ONE VOLUME, SET IN A CLEAR 16 PT FONTFOR EFFORTLESS READING. In today's age of spiritual awakening, the Majestic Edition is more than just a collection of sacred texts—it’s your gateway to transformation. Crafted for dedicated theologians, scholars, and truth-seekers, this edition unlocks a journey of inner renewal with over 969 sacred books. Inside this Print Edition, you'll discover a curated collection of rare texts, including Prayer of Manasseh, Jubilees, 1 Enoch, Susannah, Bel and the Dragon, Prayer of Azariah, Song of the Three Young Men, The First & Second Epistles of Clement to the Corinthians, Apocalypse of Peter, Coptic Apocalypse of Paul, I Esdras (3 Ezra), II Esdras (4 Ezra), Tobit, Judith, Addition to Esther, I, II & III Meqabyan, The Book of Wisdom, Sirach, The Ascension of Isaiah, Letter of Jeremiah, Baruch, and 4th Baruch. READER-FRIENDLY AND ELEGANT DESIGN WITH LARGE PRINT EDITION This edition seamlessly blends exceptional readability with striking visual appeal. Featuring a large print format, its clear and generously sized font ensures a comfortable reading experience for all. Whether for personal reflection or academic study, every page is designed to be effortlessly accessible, making your journey through timeless wisdom even more enjoyable. LIFETIME ACCESS TO AN UNPARALLELED DIGITAL LIBRARY This edition goes beyond the printed page, offering a transformative learning experience through integrated QR codes that link to 250+ hours of video commentaries, and an audiobook. Contributions from renowned theologians and scholars provide historical context, theological insights, and cultural understanding of the sacred texts. WHY CHOOSE THE MAJESTIC EDITION? * Unrivaled Spiritual Legacy: Immerse yourself in the definitive English edition of the Ethiopian Bible—boasting 736 meticulously curated volumes that preserve centuries of divine revelation and sacred wisdom. * Crystal-Clear, Amplified Translations: Our enhanced translations bring ancient texts to life with modern clarity, ensuring every word resonates deeply with today’s reader while honoring timeless authenticity. * Immersive Multi-Format Experience: Transform your study with seamlessly integrated digital tools—including video commentaries and audiobooks—that turn reading into a dynamic, engaging journey of discovery. * Collector-Quality Elegance: Boasting an elegant, reader-friendly design, this edition is as much a work of art as it is a vital spiritual resource—perfect for personal reflection and a prized addition to any library. * Exclusive Bonuses to Elevate Your Journey: Unlock a transformative bonus package with your purchase 🎁 Audiobook: Complete narration for anytime, anywhere listening. 🎁 881 Digital Books: An extensive digital library to enrich your study. 🎁 250 Hours of Video Lessons: Expert insights offering historical and theological context. 🎁 Daily Prayers: Daily inspirations to nurture your spiritual practice. This is not simply a book—it’s a fully immersive Ethiopian Bible journey, combining genuine content, profound insights, and xand versatile learning options. Imagine holding in your hands a singular volume that not only enriches your spiritual journey but also deepens your connection to centuries of tradition. 👉 CLICK "BUY NOW" AND EMBARK ON A TRANSFORMATIVE JOURNEY WITH THE MOST COMPLETE ETHIOPIAN BIBLE COLLECTION EVER PUBLISHED!
Perhaps everyone has heard of Bitcoin or cryptocurrencies. They appear in the media at moments when they are drawing their last breath (the price has dropped a bit) or when everyone is going crazy and buying (the price has gone up a bit). However, only a few people are experimenting with using them in their lives. Can something so volatile be used reliably? And if we don't care about the price, can cryptocurrencies be used in other ways? For example, to fund creators, or for crowdfunding. Can you use cryptocurrencies to take out a loan? How to use them in international trade or to promote your products? How to build a local crypto economy in your social bubble? Can bitcoin be used to expand personal and social contacts? We can even use bitcoin as a form of "insurance" against the failure of the traditional financial system. Juraj Bednár is a serial entrepreneur. He has founded several companies in the field of information technology. He is a co-founder of the non-profit project Paralelná Polis, thanks to which he discovered the potential of cryptocurrencies in life and business. By combining the principle of hacking (ethical hacking, life hacking, ...) and cryptocurrencies, he creates mindsets with which you can introduce cryptocurrencies into your life. The aim of his books is to open the minds of his readers to new possibilities – if we have the courage to experiment.
Now featuring a new preface by Peter Thiel Two renowned investment advisors and authors of the bestseller The Great Reckoning bring to light both currents of disaster and the potential for prosperity and renewal in the face of radical changes in human history as we move into the next century. The Sovereign Individual details strategies necessary for adapting financially to the next phase of Western civilization. Few observers of the late twentieth century have their fingers so presciently on the pulse of the global political and economic realignment ushering in the new millennium as do James Dale Davidson and Lord William Rees-Mogg. Their bold prediction of disaster on Wall Street in Blood in the Streets was borne out by Black Tuesday. In their ensuing bestseller, The Great Reckoning, published just weeks before the coup attempt against Gorbachev, they analyzed the pending collapse of the Soviet Union and foretold the civil war in Yugoslavia and other events that have proved to be among the most searing developments of the past few years. In The Sovereign Individual, Davidson and Rees-Mogg explore the greatest economic and political transition in centuries—the shift from an industrial to an information-based society. This transition, which they have termed "the fourth stage of human society," will liberate individuals as never before, irrevocably altering the power of government. This outstanding book will replace false hopes and fictions with new understanding and clarified values.
Bitcoin did not appear out of nowhere. For decades prior to Satoshi Nakamoto’s invention, a diverse group of computer scientists, privacy activists, and heterodox economists tried to create a digital form of money that could operate independently of government control. The Genesis Book tells the story of the people and projects that inspired the invention of the world’s first successful peer-to-peer electronic cash system. “The Genesis Book takes us on a century-long journey through the little-known stories of visionaries whose insights and innovations laid the foundation for the revolutionary creation of Bitcoin. From the economists who challenged conventional wisdom to cypherpunks who blazed new trails in privacy, Aaron van Wirdum meticulously weaves together a tapestry of technological triumphs, setbacks, and extraordinary breakthroughs. You'll be captivated by the anecdotes of individuals who dared to dream beyond the status quo, pushing the envelope to reshape the landscape of money itself.” — Jameson Lopp “Why is Bitcoin so different from its predecessors? This book sheds light on the *problems* which vexed smart, hardworking people in the pre-Bitcoin era. That is the right way to tell a technology story. All of the important problems are included, and they're all in the proper order. The best Bitcoin book yet written.” — Paul Sztorc “Until now you could find many books about Bitcoin, but none that covered its multifaceted cultural background in a complete, systematic, and elegant way. Aaron van Wirdum, already famous for his ability to accurately convey subtle technical matters to a generalist audience, just wrote it. A must-read if you want to understand where Bitcoin came from.” — Giacomo Zucco “I long suspected that van Wirdum was Bitcoin’s best historian, and this page-turner proves it. It’s a tour de force. The Genesis Book is a highly readable and essential history, revealing the many causal connections between Viennese Classical Liberalism, the Anglo-Saxon Cypherpunk movement, and the advent of Bitcoin. Whereas other books on the industry have tended to focus on headline-making entrepreneurs, van Wirdum has the technical chops to dig under the surface and correctly identify the brilliant figures who built the foundations on top of which the Bitcoin edifice was eventually engineered. Over the course of 16 dense chapters, The Genesis Book combines the kind of in-depth research and philosophical connections that one could only expect from an industry veteran (van Wirdum was one of the first writers to ever gain employment in the Bitcoin industry), with the engaging prose you’d look for in a respected periodical. One cannot understand Bitcoin without studying its extraordinary origins, and I’m thrilled this book exists to bring that knowledge to a wide audience.” — Tuur Demeester Aaron van Wirdum studied Journalism at the University of Applied Sciences Utrecht and Politics and Society in Historical Perspective at Utrecht University, where he adopted a focus on the historic influence of new technologies on societal structures. He discovered Bitcoin in 2013, and has been writing about the world’s first successful electronic cash project ever since. For most of these years, this was for Bitcoin Magazine: first as journalist, then as technical editor, and finally as editor-in-chief of the print edition. The Genesis Book is his first book.
One of the biggest questions of the financial crisis has not been answered until now: What happened at Lehman Brothers and why was it allowed to fail, with aftershocks that rocked the global economy? In this news-making, often astonishing book, a former Lehman Brothers Vice President gives us the straight answers—right from the belly of the beast. In A Colossal Failure of Common Sense, Larry McDonald, a Wall Street insider, reveals, the culture and unspoken rules of the game like no book has ever done. The book is couched in the very human story of Larry McDonald’s Horatio Alger-like rise from a Massachusetts “gateway to nowhere” housing project to the New York headquarters of Lehman Brothers, home of one of the world’s toughest trading floors. We get a close-up view of the participants in the Lehman collapse, especially those who saw it coming with a helpless, angry certainty. We meet the Brahmins at the top, whose reckless, pedal-to-the-floor addiction to growth finally demolished the nation’ s oldest investment bank. The Wall Street we encounter here is a ruthless place, where brilliance, arrogance, ambition, greed, capacity for relentless toil, and other human traits combine in a potent mix that sometimes fuels prosperity but occasionally destroys it. The full significance of the dissolution of Lehman Brothers remains to be measured. But this much is certain: it was a devastating blow to America’s—and the world’s—financial system. And it need not have happened. This is the story of why it did.
Murray Rothbard was known as the state's greatest living enemy, and this book is his most powerful statement on the topic. He explains what a state is and what it is not. He shows how it is an institution that violates all that we hold as honest and moral, and how it operates under a false cover. He shows how the state wrecks freedom, destroys civilization, and threatens all lives and property and social well being, all under the veneer of "good intentions."
Throughout history, rich and poor countries alike have been lending, borrowing, crashing--and recovering--their way through an extraordinary range of financial crises. Each time, the experts have chimed, "this time is different"--claiming that the old rules of valuation no longer apply and that the new situation bears little similarity to past disasters. This book proves that premise wrong. Covering sixty-six countries across five continents, This Time Is Different presents a comprehensive look at the varieties of financial crises, and guides us through eight astonishing centuries of government defaults, banking panics, and inflationary spikes--from medieval currency debasements to today's subprime catastrophe. Carmen Reinhart and Kenneth Rogoff, leading economists whose work has been influential in the policy debate concerning the current financial crisis, provocatively argue that financial combustions are universal rites of passage for emerging and established market nations. The authors draw important lessons from history to show us how much--or how little--we have learned. Using clear, sharp analysis and comprehensive data, Reinhart and Rogoff document that financial fallouts occur in clusters and strike with surprisingly consistent frequency, duration, and ferocity. They examine the patterns of currency crashes, high and hyperinflation, and government defaults on international and domestic debts--as well as the cycles in housing and equity prices, capital flows, unemployment, and government revenues around these crises. While countries do weather their financial storms, Reinhart and Rogoff prove that short memories make it all too easy for crises to recur. This Time Is Different exposes centuries of financial missteps.
MP3 CD Format A renowned economist's classic book on capitalism in the developing world, showing how property rights are the key to overcoming poverty. "The hour of capitalism's greatest triumph," writes Hernando de Soto, "is, in the eyes of four-fifths of humanity, its hour of crisis." In The Mystery of Capital, the world-famous Peruvian economist takes up one of the most pressing questions the world faces today: Why do some countries succeed at capitalism while others fail? In strong opposition to the popular view that success is determined by cultural differences, de Soto finds that it actually has everything to do with the legal structure of property and property rights. Every developed nation in the world at one time went through the transformation from predominantly extralegal property arrangements, such as squatting on large estates, to a formal, unified legal property system. In the West we've forgotten that creating this system is what allowed people everywhere to leverage property into wealth. This persuasive book revolutionized our understanding of capital and points the way to a major transformation of the world economy.