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Where Does Money Come From? reveals how, contrary to public perception, the bulk of today's money supply is created and allocated by commercial banks in their role as providers of credit. The authors argue that this system is inherently unstable, with little effective regulation of how much credit is provided or whether it is used for productive or speculative purposes. Based on detailed research and consultation with experts, including from the Bank of England, Where Does Money Come From? reviews theoretical and historical debates on the nature of money and banking and explains the role of the central bank, the Government and the European Union. This Second edition includes new sections on Libor and quantitative easing in the UK and the sovereign debt crisis in Europe. Praise for Where Does Money Come From? “Refreshing and clear. The way monetary economics and banking is taught in many – maybe most - universities is very misleading and what this book does is help people explain how the mechanics of the system work”. David Miles, Monetary Policy Committee, Bank of England “It is amazing that more than a century after Hartley Withers’s The Meaning of Money and 80 years after Keynes’s Treatise on Money, the fundamentals of how banks create money still need to be explained. Yet there plainly is such a need, and this book meets that need, with clear exposition and expert marshalling of the relevant facts. Warmly recommended to the simply curious, the socially concerned, students and those who believe themselves experts, alike. Everyone can learn from it“. Victoria Chick, Emeritus Professor of Economics, University College London. I used Where Does Money Come From? as the core text on my second year undergraduate module in Money and Banking. The students loved it. Not only does it present a clear alternative to the standard textbook view of money, but argues it clearly and simply with detailed attention to the actual behaviour and functioning of the banking system. Highly recommended for teaching the subject. Dr Andy Denis, Director of Undergraduate Studies, Economics Department, City University, London

- 🎈【POWERFUL PERFORMANCE】Beelink EQR5 ryzen mini pc equips with 6-core/12-thread AMD Ryzen 5 5500U(up to 4.0GHz), The base frequency is 2.3GHz / the dynamic frequency can reach 4.0GHz. Beelink mini pc ryzen is a robust hub for your every work need. Beelink micro pc excellent in Heat Fins, Heat Pipe and 1 fan designed makes it excellent in texture, durable and keeps its cool, standby for a day without getting hot. - 🎈【UHD 4K@60HZ & DUAL DISPLAY】Beelink 5500U Mini PC with Radeon Graphics 7core (graphics frequency 1800MHz), supports 4K Ultra HD 60Hz, four times than 1080P in resolutions, and brings you a wonderful visual experience. The beelink mini pc can be connected to 2 independent displays via Dual HDMI ports to expand multiple workspaces, efficiently handle your tasks and meet your specific needs. - 🎈【CAPACITY STORAGE】Beelink EQR5 mini computer is equipped with DDR4 16GB(2*8GB) RAM, which can be upgraded to 64GB(SO-DIMM DDR4 slotx2), and 500GB M.2 2280 NVMe SSD(PCIe4.0x4, 4TB MAX). In addition, also you can expand the storage with M.2 2280 PCIe4.0x4 SSD Interface upgrade to 4TB (not included). This High-Performance Mini PC designed by our talented European designers delivers enough power and storage for you to play, create and enjoy all day! - 🎈【MULTIPLE INTERFACES & WIRELESS】Beelink Mini PC has Dual 1000Mbps Ethernet LAN (RJ-45, Network interface speed up to 1000Mbps bandwidth rate), WiFi6(Intel AX200, 802.11ax, stronger capacity of resisting disturbance), and built-in Bluetooth 5.2, high-speed wireless connection makes you step ahead. And 3*USB3.0 ports(10Gbps), 1*USB2.0 480Mbps ports, 2*HDMI ports, 1*USB-C port(Data 10Gbps), 1*AC Jack, and 1*3.5mm Audio Jack, thus offering the user even greater versatility in use. - 🎈【LIFETIME AFTER-SALES SERVICE】Beelink has been dedicated to R&D Mini PC for many years. All Beelink Mini PC have passed strict inspections before shipping. If you have any questions, please don’t hesitate to contact us. We are 100% guaranteed to solve your problems. We offer lifetime technical support, a 3 year warranty, and 24/7 after-sales service. All of our products obtained FCC, RoHS, and CE Certifications.

Size: EQR5 16G/500G/5500U

- Full Sheet Set – 4-piece soft sheets full size includes flat sheet (81" x 96"), fitted sheet (54" x 75") with 15" deep pocket and 2 pillowcases (20" x 30"). Soft, cooling, and durable full size sheets set. Ideal sheets for full size bed set - All-Around Elastic for a Perfect Fit – The fitted sheet in this sheet set features durable all-around elastic that ensures a snug, secure fit on any full size mattress, giving your bed a smooth, tailored look, this fitted sheet stays in place all night and complements the rest of your bed sheets. - Luxury in Every Shade – Utopia Bedding sheet and pillowcase sets come in a range of colors to complement any décor, creating a stylish and inviting sleep sanctuary. - Ultra-Soft & Incredibly Cozy – Crafted from premium brushed polyester microfiber on both sides, these sheets are incredibly soft, breathable, and silky smooth. - Easy Care & Maintenance – Machine washable for hassle-free cleaning. Tumble dry or iron on low heat, and avoid bleach to maintain long-lasting softness and quality.

Color: Dutch Blue    Size: Full

- 【14" FHD Display】The captivating clarity and brilliance will surely enhance your work and entertainment endeavors. - 【Intel Celeron N4500 Processor】The low voltage design optimizes energy usage, allowing you to stay productive and entertained with great efficiency. - 【4GB DDR4 RAM】Plenty of high bandwidth to run multiple programs simultaneously without any slowdowns.【224GB Storage】64GB eMMC + 160GB docking station set, massive storage space for your files, applications, and multimedia content, providing fast and reliable data access. - 【Intel Iris Xe Graphics】Enjoy solid image quality that brings your everyday content to life with vibrant colors and sharp details. - 【Windows 11 S】Embrace natural controls that empower you to think, express, and create efficiently, all within an ultra-secure environment.【Dimensions & Weight】12.8" x 8.5" x 0.7", 2.87 lb. 【Ports】1 x USB-A 2.0, 1 x USB-A 3.2, 1 x USB-C 3.2, 1x HDMI 1.4, 1x Headphone/microphone combo jack. Quite Blue.【Bonus Docking Station Set】1x 7-in-1 Docking Station w/ 128GB Storage, 1x 32GB MicroSD Card w/ Adapter, 1x Type-C Data Cable, 1x 3-in-1 Charging Cable, 1x Suede Cleaning Cloth.

Color: Quiet Blue

- Cat food with gravy, made without artificial colors or preservatives - Purina Fancy Feast cat food crafted with real, high-quality ingredients, like real salmon, to deliver 100 percent complete and balanced food for kittens and adult cats - An irresistible, protein-rich Gravy Lovers cat food taste offering a gourmet meal with an enticing aroma in a light, savory canned cat food gravy - Developed in partnership with our expert nutritionists to create a unique and unforgettable Purina Fancy Feast wet cat food taste experience for your cat - Canned cat food crafted in our U.S. facilities. Undergoes regular quality and safety checks

- Large size: 8 x 48 inches, Large Leather Repair Patch quickly repairs damaged leather surfaces, Leather Repair Patch is wider in width, making it more suitable for refurbishing larger furniture. - Professional Leather Repair: leather repair kit are made of high-quality leather,with classic textures and colors. The surface of the leather repair patch is smooth, waterproof and wear-resistant. Onine leather repair patches are strong repair capabilities. Leather Repair patches can be used to repair scratches, tears, holes, burns or cracks, as well as uneven or curved surfaces, meeting your repair needs. Renew your favorite furniture! - CONVENIENT AND EASY TO USE:Leather repair patch comes with glue and easy to use. You only need to clean the repair area to keep it dry, cut it out to a suitable size, peel off the backing paper, and stick it to the damaged area to make its surface look new! - Wide Applications: leather tape for furniture for repairing/refurbishing sofas, leather recliners, car seats, motorcycle seats, leather furniture, wallets, boots, leather jackets, belts, luggage, and vinyl leather furniture. - Our Service - We have over 20 classic leather colors to choose from. Please carefully compare the textures and colors on the detailed page before purchasing, choose the appropriate color. If you have any color concerns, please contact us and we will provide complimentary color matching services.

Size: 8 x 48 inches    Color: White-Litchi Grain

- Large size: 8 x 48 inches, Large Leather Repair Patch quickly repairs damaged leather surfaces, Leather Repair Patch is wider in width, making it more suitable for refurbishing larger furniture. - Professional Leather Repair: leather repair kit are made of high-quality leather,with classic textures and colors. The surface of the leather repair patch is smooth, waterproof and wear-resistant. Onine leather repair patches are strong repair capabilities. Leather Repair patches can be used to repair scratches, tears, holes, burns or cracks, as well as uneven or curved surfaces, meeting your repair needs. Renew your favorite furniture! - CONVENIENT AND EASY TO USE:Leather repair patch comes with glue and easy to use. You only need to clean the repair area to keep it dry, cut it out to a suitable size, peel off the backing paper, and stick it to the damaged area to make its surface look new! - Wide Applications: leather tape for furniture for repairing/refurbishing sofas, leather recliners, car seats, motorcycle seats, leather furniture, wallets, boots, leather jackets, belts, luggage, and vinyl leather furniture. - Our Service - We have over 20 classic leather colors to choose from. Please carefully compare the textures and colors on the detailed page before purchasing, choose the appropriate color. If you have any color concerns, please contact us and we will provide complimentary color matching services.

Size: 8 x 48 inches    Color: Dark Brown

- Large size: 16 x 48 inches, Large Leather Repair Patch quickly repairs damaged leather surfaces, Leather Repair Patch is wider in width, making it more suitable for refurbishing larger furniture. - Professional Leather Repair: leather repair kit are made of high-quality leather,with classic textures and colors. The surface of the leather repair patch is smooth, waterproof and wear-resistant. Onine leather repair patches are strong repair capabilities. Leather Repair patches can be used to repair scratches, tears, holes, burns or cracks, as well as uneven or curved surfaces, meeting your repair needs. Renew your favorite furniture! - CONVENIENT AND EASY TO USE:Leather repair patch comes with glue and easy to use. You only need to clean the repair area to keep it dry, cut it out to a suitable size, peel off the backing paper, and stick it to the damaged area to make its surface look new! - Wide Applications: leather tape for furniture for repairing/refurbishing sofas, leather recliners, car seats, motorcycle seats, leather furniture, wallets, boots, leather jackets, belts, luggage, and vinyl leather furniture. - Our Service - We have over 20 classic leather colors to choose from. Please carefully compare the textures and colors on the detailed page before purchasing, choose the appropriate color. If you have any color concerns, please contact us and we will provide complimentary color matching services.

Size: 16 x 48 inches    Color: Grey-Litchi Grain

- 100% Polyester - Queen Sheet Set – 4-piece soft sheets queen size includes flat sheet (90" x 102"), fitted sheet (60" x 80") with 15" deep pocket and 2 pillowcases (20" x 30"). Soft, cooling, and durable queen size sheets set. Ideal sheets for queen size bed set - All-Around Elastic for a Perfect Fit – The fitted sheet in this sheet set features durable all-around elastic that ensures a snug, secure fit on any queen size mattress, giving your bed a smooth, tailored look, this fitted sheet stays in place all night and complements the rest of your bed sheets. - Luxury in Every Shade – Utopia Bedding sheet and pillowcase sets come in a range of colors to complement any décor, creating a stylish and inviting sleep sanctuary. - Ultra-Soft & Incredibly Cozy – Crafted from premium brushed polyester microfiber on both sides, these sheets are incredibly soft, breathable, and silky smooth. - Exceptional Quality at a Great Price – Enjoy hotel-quality comfort at a fraction of the cost. These sheets provide unmatched softness and durability without the hefty price tag of high-end brands - OEKO-TEX Certified & Skin-Friendly – This bed sheet set is Standard 100 by OEKO-TEX certified, ensuring it meets the highest safety standards and is free from harmful chemicals, making it safe for all skin types. - Easy Care & Maintenance – Machine washable for hassle-free cleaning. Tumble dry or iron on low heat, and avoid bleach to maintain long-lasting softness and quality.

Color: Crystal Pink   

- King Sheet Set – 4-piece soft sheets king size includes flat sheet (105" x 102"), fitted sheet (78" x 80") with 15" deep pocket and 2 pillowcases (20" x 40"). Soft, cooling, and durable king size sheets set. Ideal sheets for king size bed set - All-Around Elastic for a Perfect Fit – The fitted sheet in this sheet set features durable all-around elastic that ensures a snug, secure fit on any king size mattress, giving your bed a smooth, tailored look, this fitted sheet stays in place all night and complements the rest of your bed sheets. - Luxury in Every Shade – Utopia Bedding sheet and pillowcase sets come in a range of colors to complement any décor, creating a stylish and inviting sleep sanctuary. - Ultra-Soft & Incredibly Cozy – Crafted from premium brushed polyester microfiber on both sides, these sheets are incredibly soft, breathable, and silky smooth. - Exceptional Quality at a Great Price – Enjoy hotel-quality comfort at a fraction of the cost. These sheets provide unmatched softness and durability without the hefty price tag of high-end brands - OEKO-TEX Certified & Skin-Friendly – This bed sheet set is Standard 100 by OEKO-TEX certified, ensuring it meets the highest safety standards and is free from harmful chemicals, making it safe for all skin types - Easy Care & Maintenance – Machine washable for hassle-free cleaning. Tumble dry or iron on low heat, and avoid bleach to maintain long-lasting softness and quality.

Color: Egg Plant    Size: King

- The information below is per-pack only - Twin Sheet Set – 3-piece soft sheets twin size includes flat sheet (66" x 96"), fitted sheet (39" x 75") with 15" deep pocket and 1 pillowcase (20" x 30"). Soft, cooling, and durable twin size sheets set. Ideal sheets for twin size bed set - All-Around Elastic for a Perfect Fit – The fitted sheet in this sheet set features durable all-around elastic that ensures a snug, secure fit on any twin size mattress, giving your bed a smooth, tailored look, this fitted sheet stays in place all night and complements the rest of your bed sheets. - Luxury in Every Shade – Utopia Bedding sheet and pillowcase sets come in a range of colors to complement any décor, creating a stylish and inviting sleep sanctuary. - Ultra-Soft & Incredibly Cozy – Crafted from premium brushed polyester microfiber on both sides, these sheets are incredibly soft, breathable, and silky smooth. - Easy Care & Maintenance – Machine washable for hassle-free cleaning. Tumble dry or iron on low heat, and avoid bleach to maintain long-lasting softness and quality.

- YOUR DREAM TUMBLER: Whichever way your day flows, the H2.0 FlowState tumbler keeps you refreshed with fewer refills. Double wall vacuum insulation means drinks stay cold, iced or hot for hours. Choose between our 14oz, 20oz, 30oz,40oz and 64oz options depending on your hydration needs. The narrow base on all sizes (except 64oz) fits just about any car cup holder, keeping it right by your side. - ADVANCED LID CONSTRUCTION: Whether you prefer small sips or maximum thirst quenching, Stanley has developed an advanced FlowState lid, featuring a rotating cover with three positions: a straw opening designed to resist splashes with a seal that holds the reusable straw in place, a drink opening, and a full-cover top for added leak resistance. We’ve also included an ergonomic, comfort-grip handle, so you can easily carry your ice-cold water to work, meetings, the gym or trips out of town. - EARTH-FRIENDLY DURABILITY: Constructed of 90% recycled BPA free stainless steel for sustainable sipping, the Stanley Quencher H2.0 has the durability to stand up to a lifetime of use. Eliminate the use of single-use plastic bottles and straws with a travel tumbler built with sustainability in mind. - DISHWASHER SAFE: Spend less time hunched over the sink and more time doing the things you love. Cleaning your tumbler and lid couldn't be easier, just pop them into the dishwasher. Unlike plastic bottles that retain stains & smells, this metallic beauty comes out pristine - LIFETIME WARRANTY: Since 1913 we’ve promised to provide rugged, capable gear for food and drink - accessories built to last a lifetime. It’s a promise we still keep. Stanley products purchased from Stanley Resellers come with a lifetime warranty. Rest easy knowing we’ve got your back through it all.

Size: 14 Ounces    Color: Seafoam